Student Checking Account

Opt for a student-friendly bank that offers free checking and savings accounts, ideally with a branch and ATMs near campus to avoid extra fees. A user-friendly app can also be beneficial for managing your finances on the go.​

Spending Tracker

Use apps like Mint, Quicken, or Pocket Expense to track your spending and stick to your budget. This will help you understand your spending habits and start saving effectively.

Employment Opportunities

Consider finding a job or internship. Earning your own money not only provides career experience but also helps you value your purchases more.

Savings Account

If your budget is working well, you should have some money left over each month. Put this extra money in a savings account where it can earn interest.

Budgeting

Create a budget to manage your finances. Set spending limits in different categories and try to stick to them. Include automated expenses like subscriptions in your budget.

Credit Management

Be cautious with credit cards until you’re confident you can pay off the balance each month. If you’re looking to build credit, consider a student credit card with a lower limit.